Investments
Changing investment strategies:
making the right choice
You can choose how your super is invested. Both the Default Fund and the Cash Investment Option are available to you, and which one you choose should depend upon your personal goals, financial situation and plans for the future. Before you change...
In the Investment section of this report, you’ll find information on the investment objectives and strategies for both CSS investment options. In addition to reviewing this information, there are some other things you should consider before changing your investment strategy.
- What is your investment timeframe? How long do you plan to invest your money before withdrawing it for retirement?
- What level of investment earnings are you hoping for? If you’re looking for a higher return, you will need to be willing to accept a greater degree of volatility.
- What level of risk are you willing to tolerate? Different investment options carry different levels of risk and you will need to decide what you are comfortable with.
If you have not made a choice, your super will be invested in the Default Fund. The Cash Investment Option is an alternative to this, and provides an opportunity to have less volatile earnings for your taxed accumulation (member and productivity) components, in exchange for the possibly higher, but more volatile, return of the Default Fund.
Before you make an investment choice you should get advice from a licensed financial adviser and read through the CSS Product Disclosure Statement.
If you decide that you would like to change your investment strategy, you can download a Transfer form or call 1300 000 277 and we will send one to you.
